New Launch Calculator

New Launch Property Calculator

Estimate stamp duty, financing, progressive payments, and monthly instalments for a new private residential purchase in Singapore. Values are indicative for planning only.

Purchase Inputs

Property Price ($)

Buyer Profile

Number Of Residential Properties Currently Owned

Borrower One Age

Borrower Two Age

Loan Tenure (Years)

Gross Monthly Household Income ($)

Existing Monthly Debt Obligations ($)

Available Central Provident Fund (CPF) For Downpayment ($)

Legal Fees ($)

Valuation Fees ($)

Miscellaneous Costs ($)

Total Debt Servicing Ratio Fixed At 55% Medium Term Interest Rate Fixed At 4% Per Annum Bank Loan Only

Buyer’s Stamp Duty

Additional Buyer’s Stamp Duty

Maximum Loan To Value

Total Debt Servicing Ratio Usage

Financing Summary

Indicative Maximum Loan ($)

Minimum Cash Downpayment ($)

Remaining Downpayment (Cash Or Central Provident Fund) ($)

Estimated Monthly Instalment At Full Drawdown ($)

Total Buying Costs Including Fees ($)

Minimum cash downpayment is 5% for the first housing loan and 25% for the second and subsequent housing loans. Loan To Value may be reduced if tenure exceeds 30 years or extends past age 65.

Payment Breakdown

Property Price	$0
Buyer’s Stamp Duty	$0
Additional Buyer’s Stamp Duty	$0
Legal Fees	$0
Valuation Fees	$0
Miscellaneous Costs	$0
Total Buying Costs (Duties And Fees)	$0
Indicative Maximum Loan	$0
Minimum Cash Downpayment	$0
Remaining Downpayment (Cash Or Central Provident Fund)	$0
Estimated Total Cash For Progressive Stages (Excluding Duties)	$0
Estimated Total CPF For Progressive Stages	$0

Duties and CPF usage rules can vary by buyer circumstances and prevailing CPF policies. Treat figures as indicative and confirm with your solicitor and lender.

Progressive Payments

Loan amount: $0

1. Initial Payment

Total initial

This includes OTP (5%), S&P (15%), BSD, and ABSD if applicable. Fees are shown in the Overview breakdown.

2. Subsequent Payment After Each Stage

Monthly amount shown is interest only during construction (based on cumulative disbursement). After completion, it switches to a full amortising instalment for the remaining tenure.

This tool is for illustration. Refer to prevailing Inland Revenue Authority Of Singapore, Monetary Authority Of Singapore, and developer terms. Legal and valuation fees are approximate. Company purchases may attract different Additional Buyer’s Stamp Duty treatment for developers.