Am I eligible for a housing loan?

Banks have eligibility criteria for prospective borrowers which include:

  • minimum income
  • minimum and maximum age
  • minimum loan quantum
  • residency status
  • fulfilmentoftheMonetaryAuthorityofSingapore’spropertyloanrulesand the bank’s internal credit requirements

Am I eligible if I am self-employed or do not have a regular income?

You must demonstrate the ability to service monthly repayment instalments to be eligible for a loan. Each bank will assess your eligibility based on its criteria.

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