7,964 BTO Flats Launched in November as Higher Income Ceilings Take Effect
HDB launched 7,964 Build-To-Order flats across seven projects in Bedok, Geylang, Sembawang, Tengah, Toa Payoh and Yishun on 4 November, the last sales exercise of 2026. It is also the first exercise under the higher income ceilings of S$16,000 for families and S$8,000 for singles.
Flats in Seven Projects
Prime Project, Toa Payoh
Community Care Apartments
BTO Flats Launched in 2026
The Seven Projects
| Project | Town | Class | Units | Wait | 4-Room From |
|---|---|---|---|---|---|
| Bayshore Sails | Bedok | Plus | 1,637 | 44 months | S$580,000 |
| Bayshore Oasis | Bedok | Plus | 855 | 38 months | S$559,000 |
| Toa Payoh Hillside | Toa Payoh | Prime | 1,432 | 45 months | S$558,000 |
| Merpati Meadow | Geylang | Plus | 438 | 39 months | S$545,000 |
| Sembawang Anchor | Sembawang | Standard | 1,310 | 34 months | S$312,000 |
| Plantation Dew | Tengah | Standard | 710 | 38 months | S$339,000 |
| Chencharu Acres | Yishun | Standard | 1,582 | 39 to 41 months | S$353,000 |
Prices before grants, rounded up to the nearest thousand dollars. Source: HDB.
Prime and Plus: Read the Conditions
Prime and Plus flats are closer to the city centre, transport nodes and amenities, and come with stricter conditions: a ten-year minimum occupation period, and a subsidy clawback paid to HDB when the flat is sold. The clawback is 11 per cent for Toa Payoh Hillside, 9 per cent for the Bedok projects and 8 per cent for Merpati Meadow. Standard flats in Sembawang, Tengah and Yishun have the usual five-year MOP.
Toa Payoh Hillside, next to Caldecott MRT station, offers two-room flexi flats from S$243,000 and four-room flats from S$558,000 before grants. Four-room resale flats in Toa Payoh recently changed hands for between S$820,000 and S$1.2 million. It also has 256 community care apartments, from S$151,000, and for this exercise applicants aged 55 and above can apply for them, down from 65.
What Comes Next
HDB has launched 23,928 new flats in 2026, made up of 19,608 BTO flats and 4,320 balance flats. The next exercise in February 2027 will offer about 4,300 flats in Bishan, Tampines, Tengah and Toa Payoh, alongside about 5,000 balance flats. Analysts expect Toa Payoh Hillside and the Bayshore projects to draw strong demand given their locations, while the higher income ceilings widen the pool of eligible applicants.
Frequently Asked Questions
How many BTO flats were launched in November 2026?
7,964 flats across seven projects in Bedok, Geylang, Sembawang, Tengah, Toa Payoh and Yishun.
Which project is Prime?
Toa Payoh Hillside, next to Caldecott MRT station, with a subsidy clawback of 11 per cent.
Which project has the shortest wait?
Sembawang Anchor, at about 34 months.
What are the new income ceilings?
S$16,000 a month for families and S$8,000 for singles.
Applying in this BTO exercise?
I can compare the project you like with resale options in the same area, so you choose with the full picture.